The Next Evolution of Home Buying
How Technology Will Revolutionize the Real Estate Industry
The next generation of homebuyers and real estate investors have grown up buying and selling everything online. From clothes and shoes to television...
Is Your Money Making Money? Understanding Compound Interest and Negative Interest Rates
There is perhaps nothing more important to understand than interest rates if you are going to retire comfortably. Interest rates are one of the most integral components of the American economic system. They...
Forget Boomers: Millennials Hold the Key to Our Financial Future
There has been a lot of financial attention paid to the Baby Boomer generation (those born between 1946-1964), who are between the ages of 52 to 70 as of this writing. And rightfully so. Nearly 50,000 Baby ...
A Nation of Workers: How Public Education is Dummying Down Our Labor Force
Intelligent citizens are difficult to govern. It's just a fact. The more intelligent you are, the more likely you will know the issues and be aware when you are being fed a bunch of crap. Now ask yourself, ...
Real Estate In 2016: Opportunities, Pitfalls and Trends
America’s real estate market contains many niches, with tremendous diversity of participants and asset types. When it comes to real estate in America, size definitely does not fit all. That diversity is a k...
The Abundance of Real Estate Capital and the Pitfalls of Dumb Money
Dumb money is now entering the commercial real estate market. The last several years have been amazing with abundant deals, low interest rates, rising demand, and positive corrections in most real estate cl...
Other People’s Money, the Power of Using Debt
When most employees get their paychecks, they typically deposit them into some kind of savings institution, like a bank. To the bank, these deposits are OPM (Other People’s Money) and an expense or a liabil...
Consume, Save and be Taxed | Supply, not Demand, Drives the Economy
Many believe that consumers drive the economy, but there is a fundamental illogic to the notion that an economy can be grown by encouraging consumption.
When a person consumes, by definition, they use th...
The Game of Monopoly
The Game of Monopoly: Is it Child’s Play or a Roll of the Dice for Big Business?
The official history of Monopoly, as told by Hasbro, which owns the brand, states that the board game was invented in 1933...
Five Steps to Creating Leaders & Successful Teams
I start with the premise that the function of leadership is to produce more leaders, not more followers.
It is my belief that many of the employee and management problems we see in the workplace are dire...